Taka Every taka, every account, in one simple app. টাকা
A private, offline money manager built for Bangladesh. Cash, bKash and Nagad, your bank, a DPS, Sanchayapatra, an EMI and an insurance premium: see where you stand today and what is coming next.
- Works offline
- Encrypted on your phone
- No ads
- No trackers
- No sign-up
- Free
Your whole money life, the way it works in Bangladesh
Most money apps stop at what you spent today. Taka follows your savings, loans and insurance too, and counts what you owe, not only what you have.
Made for Bangladesh
bKash, Nagad, Rocket, every major bank and the finance companies, with their logos. Amounts in lakh and crore (৳3,97,296), with Sanchayapatra rates and tax built in.
Know what you can spend
Home shows the cash, wallet and bank money you can use today, with your net worth below. A daily limit follows this month's income and updates every day.
Know where your money is safe
A warning before a deposit goes above the Tk 2 lakh that is protected if a bank closes, or when the bank has been merged.
Tells you what's next
EMIs, premiums and DPS instalments due this week sit on Home, with a reminder a day before. Savings show months left and the maturity value.
Private by design
No sign-up and no server. Your data stays on your phone in an encrypted database, behind an optional PIN or fingerprint. Backups are encrypted with a passphrase only you know.
Bangla first
The whole app works in Bangla or English, with Bangla or English digits. The Bangla reads the way banks and bKash talk, not like a translation.
Everything in one place
From a cup of tea to a five-year DPS, every part of your money has a home.
Everyday money
- Cash, bKash, Nagad, Rocket, Upay, bank accounts, Rapid Pass and cards: 100+ providers with logos
- Credit, debit and prepaid cards; dual currency cards with a dollar side
- Expense, income, transfer or lend in one tap, with a big keypad that shows amounts in words
- Transfer fees worked out for you: cash out, add money, bank to wallet
- Search and filter every entry by account, category, source or date
Budget and goals
- Monthly budget with category limits and warnings at 80% and 100%
- A daily limit that moves with you: it follows this month's income, and what you don't spend today raises tomorrow's
- A saving streak, and every day of the month day by day
- Goals with a target date and how much to put aside each month
Savings, start to maturity
- DPS, FDR, savings accounts and the four Sanchayapatra schemes
- Rate tables by purchase date, tax bands, gross, tax and net interest
- Sanchayapatra tax by the law, with profit added to your bank on its day
- bKash DPS and bKash FDR with their partner banks, monthly or weekly
- The 30 finance companies (NBFIs) that take deposits
Loans and EMIs
- Bank loans, card EMIs, money from family, loans already running
- Reducing-balance or flat-rate plan, with principal and interest for every instalment
- Prepay and see the loan end sooner; your debt-free date at a glance
- bKash Loan limits, tenure and processing fee filled in
Money you lend
- Lend to friends or family without it counting as spending
- Who owes you what, what is late, and who is due back next
- Get it back in parts, send a polite reminder, or write it off
Insurance
- Life, health, motor, property and travel policies
- All 82 IDRA-licensed insurers to pick from, in Bangla or English
- Premium schedule, reminders, renewals, payouts and total cover
Reports for you and your tax return
- Any of the last 12 months as a designed PDF and an Excel workbook
- Budget, spending, income, balances, savings, loans, insurance and every entry
- Tax year summary (July to June), ready for your return
Your data, safely
- Encrypted on the phone; app lock with PIN or fingerprint; amounts hidden in recent apps
- Automatic encrypted backup to Google Drive or a folder; restore on a new phone in a minute
- Light and dark themes; updates for the app, banks and rates in the app
Take a look
Every screen below uses made-up example data.
What's new
Taka checks for new versions by itself. When one is out you'll see it on Home, or in Settings, App updates. It installs over the current version and your data stays.
Every release and its notesVersion 0.3.9
• Saved this month no longer goes below zero. When you have spent more than your daily limits allowed, it shows ৳0, and the overspending shows only in Over the limit and on each day in Day by day.
Install in a minute
Taka isn't on the Play Store yet, so you install the APK file straight from here.
Download
On your Android phone, tap Download for Android to get the
.apkfile.Open it
Open the downloaded file. If Android asks, allow your browser to install apps, then tap Install.
Set up or restore
Pick Bangla or English and follow the short setup, or tap Restore a backup to bring your data from another phone.
Moving from FinUtopia? Installing Taka over it keeps all your data. Moving from Taka Tracker? Export an encrypted backup there (Settings, Backup), then choose Restore a backup on Taka's first screen.
Your money stays yours
No account, no server, no ads, no analytics. Everything you enter stays on your phone, encrypted. Google Drive backup is optional and encrypted with your passphrase before it leaves the phone. The only network calls are that backup and the daily update check.
Good to know
- Interest, tax and EMI figures are careful estimates. Your bank, bKash or post office statement is the final word, and every figure can be edited.
- Taka is an independent app. It is not affiliated with bKash, City Bank or any bank, wallet or insurer shown. Their names and logos belong to their owners and are shown only to help you recognise your accounts.
- Taka never moves money and never asks for a bank or wallet PIN, OTP or password.